Honchar, Halyna. “MONEY AND CREDIT SYSTEMS AND THEIR ADAPTATION TO DIGITAL CURRENCIES AND CRYPTOCURRENCIES”. Sworld-Us Conference proceedings 1, no. usc29-00 (January 30, 2025): 59–64. Accessed May 22, 2025. https://www.proconference.org/index.php/usc/article/view/usc29-01-017.